WAWaxiomatic

EMI auto-debit failed

Sent when the NACH / auto-debit mandate is returned unpaid.

Financeutility#emi#failed#autodebit

Best-practice notes

RBI fair-practices: keep tone factual. Do not threaten penal action in the first message — mention only the standard late-fee and next retry date.

Preview

Hi Ravi, the auto-debit of ₹8,450 for loan PL-89321 did not go through. Please pay manually to avoid a late fee.

Pay now

Component structure

  • BODY

    Hi {{1}}, the auto-debit of {{2}} for loan {{3}} did not go through. Please pay manually to avoid a late fee.

  • BUTTONS
    • URL Pay now → https://example.com/loan/pay/{{1}}

Variables

These placeholders get substituted at send time. You fill them with values from your contact attributes, order data, or any integration field.

  • {{1}}

    Customer first name

    e.g. Ravi

  • {{2}}

    EMI amount with currency

    e.g. ₹8,450

  • {{3}}

    Loan reference

    e.g. PL-89321

Clone this template into your own WABA

  1. Sign up for a free Waxiomatic account.
  2. Connect your WhatsApp Business Account (Embedded Signup, ~15 minutes).
  3. Hit Clone on this template — we map the variables, run AI spam-check, and submit to Meta for you.
  4. Meta approves in 1–24h. Start sending.
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