WAWaxiomatic

EMI due reminder

Reminds the customer their loan EMI is due within 3 days, with a one-tap pay link. Tuned for the Indian retail-lending pattern (monthly EMIs on a fixed mandate).

Financeutility#emi#reminder#collections#india

Best-practice notes

Send T-3 days, then T-1 day if unpaid. Avoid sending after 7 PM — RBI fair-practices guidance treats after-hours collection messaging as harassment. Tag the conversation 'collections' so agents can re-route if the customer disputes.

Preview

Hi Ravi, your EMI of ₹8,450 for loan ...4729 is due on 15 April 2026. Tap below to pay securely now and avoid a late fee.

Already paid? Please ignore this reminder.

Pay EMI

Component structure

  • BODY

    Hi {{1}}, your EMI of {{2}} for loan {{4}} is due on {{3}}. Tap below to pay securely now and avoid a late fee.

  • FOOTER

    Already paid? Please ignore this reminder.

  • BUTTONS
    • URL Pay EMI → https://example.com/pay/{{1}}

नमस्ते रवि, आपके लोन ...4729 की EMI ₹8,450 15 अप्रैल 2026 को देय है। विलंब शुल्क से बचने के लिए नीचे टैप करके अभी सुरक्षित भुगतान करें।

अगर पहले से भुगतान हो चुका है तो इस संदेश को अनदेखा करें।

EMI भरें

Component structure

  • BODY

    नमस्ते {{1}}, आपके लोन {{4}} की EMI {{2}} {{3}} को देय है। विलंब शुल्क से बचने के लिए नीचे टैप करके अभी सुरक्षित भुगतान करें।

  • FOOTER

    अगर पहले से भुगतान हो चुका है तो इस संदेश को अनदेखा करें।

  • BUTTONS
    • URL EMI भरें → https://example.com/pay/{{1}}

Variables

These placeholders get substituted at send time. You fill them with values from your contact attributes, order data, or any integration field.

  • {{1}}

    Customer first name

    e.g. Ravi

  • {{2}}

    EMI amount with currency

    e.g. ₹8,450

  • {{3}}

    Due date (long form)

    e.g. 15 April 2026

  • {{4}}

    Loan reference (last 4 digits)

    e.g. ...4729

Clone this template into your own WABA

  1. Sign up for a free Waxiomatic account.
  2. Connect your WhatsApp Business Account (Embedded Signup, ~15 minutes).
  3. Hit Clone on this template — we map the variables, run AI spam-check, and submit to Meta for you.
  4. Meta approves in 1–24h. Start sending.