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Loan application rejected

Informs the user their application was not approved, with a regulator-required reason indicator.

FinTechutility#loan#rejected#compliance

Best-practice notes

RBI Digital Lending Guidelines require communicating rejection with a reason. Keep tone empathetic and offer a re-apply window.

Preview

Hi Aditi, application LN-APP-77231 could not be approved at this time (credit-bureau score below threshold). You can re-apply after 90 days.

Component structure

  • BODY

    Hi {{1}}, application {{2}} could not be approved at this time ({{3}}). You can re-apply after 90 days.

Variables

These placeholders get substituted at send time. You fill them with values from your contact attributes, order data, or any integration field.

  • {{1}}

    Customer first name

    e.g. Aditi

  • {{2}}

    Application reference

    e.g. LN-APP-77231

  • {{3}}

    Reason category

    e.g. credit-bureau score below threshold

Clone this template into your own WABA

  1. Sign up for a free Waxiomatic account.
  2. Connect your WhatsApp Business Account (Embedded Signup, ~15 minutes).
  3. Hit Clone on this template — we map the variables, run AI spam-check, and submit to Meta for you.
  4. Meta approves in 1–24h. Start sending.
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