WAWaxiomatic

Pay-later overdue

Sent when the pay-later bill remains unpaid past the due date.

FinTechutility#bnpl#overdue#collections

Best-practice notes

Keep tone factual. RBI fair-practices: do not call between 7 PM and 8 AM, and do not use threatening language in collection messaging.

Preview

Hi Rohan, your pay-later bill of ₹5,420 is overdue by 3 days. Please pay today to avoid further charges and a possible report to the bureau.

Pay now

Component structure

  • BODY

    Hi {{1}}, your pay-later bill of {{2}} is overdue by {{3}} days. Please pay today to avoid further charges and a possible report to the bureau.

  • BUTTONS
    • URL Pay now → https://example.com/bnpl/pay/{{1}}

Variables

These placeholders get substituted at send time. You fill them with values from your contact attributes, order data, or any integration field.

  • {{1}}

    Customer first name

    e.g. Rohan

  • {{2}}

    Amount with currency

    e.g. ₹5,420

  • {{3}}

    Days overdue

    e.g. 3

Clone this template into your own WABA

  1. Sign up for a free Waxiomatic account.
  2. Connect your WhatsApp Business Account (Embedded Signup, ~15 minutes).
  3. Hit Clone on this template — we map the variables, run AI spam-check, and submit to Meta for you.
  4. Meta approves in 1–24h. Start sending.
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